# As a condition of accessing this website, you agree to abide by the following
# content signals:

# (a)  If a Content-Signal = yes, you may collect content for the corresponding
#      use.
# (b)  If a Content-Signal = no, you may not collect content for the
#      corresponding use.
# (c)  If the website operator does not include a Content-Signal for a
#      corresponding use, the website operator neither grants nor restricts
#      permission via Content-Signal with respect to the corresponding use.

# The content signals and their meanings are:

# search:   building a search index and providing search results (e.g., returning
#           hyperlinks and short excerpts from your website's contents). Search does not
#           include providing AI-generated search summaries.
# ai-input: inputting content into one or more AI models (e.g., retrieval
#           augmented generation, grounding, or other real-time taking of content for
#           generative AI search answers).
# ai-train: training or fine-tuning AI models.
# use:      how AI systems may consume the content (immediate, reference, or full).

# ANY RESTRICTIONS EXPRESSED VIA CONTENT SIGNALS ARE EXPRESS RESERVATIONS OF
# RIGHTS UNDER ARTICLE 4 OF THE EUROPEAN UNION DIRECTIVE 2019/790 ON COPYRIGHT
# AND RELATED RIGHTS IN THE DIGITAL SINGLE MARKET.

# BEGIN Cloudflare Managed content

User-agent: *
Content-Signal: search=yes,ai-train=no,use=reference
Allow: /

User-agent: Amazonbot
Disallow: /

User-agent: Applebot-Extended
Disallow: /

User-agent: Bytespider
Disallow: /

User-agent: CCBot
Disallow: /

User-agent: ClaudeBot
Disallow: /

User-agent: CloudflareBrowserRenderingCrawler
Disallow: /

User-agent: Google-Extended
Disallow: /

User-agent: GPTBot
Disallow: /

User-agent: meta-externalagent
Disallow: /

# END Cloudflare Managed Content

# ====================================================
# robots.txt for ZipPayLater.com
# Updated: April 18, 2026
# 
# Policy: Block Google entirely. Allow Bing and others.
# ====================================================

# ----- Block Google completely -----
User-agent: Googlebot
Disallow: /

User-agent: Googlebot-Image
Disallow: /

User-agent: Googlebot-Video
Disallow: /

User-agent: Googlebot-News
Disallow: /

User-agent: Googlebot-Mobile
Disallow: /

User-agent: AdsBot-Google
Disallow: /

User-agent: AdsBot-Google-Mobile
Disallow: /

User-agent: Mediapartners-Google
Disallow: /

User-agent: APIs-Google
Disallow: /

User-agent: FeedFetcher-Google
Disallow: /

User-agent: Google-Read-Aloud
Disallow: /

User-agent: Google-Site-Verification
Disallow: /

User-agent: Storebot-Google
Disallow: /

User-agent: GoogleOther
Disallow: /

User-agent: Google-Extended
Disallow: /

# ----- Allow Bing -----
User-agent: Bingbot
Allow: /
Disallow: /apply.html

User-agent: msnbot
Allow: /

User-agent: msnbot-media
Allow: /

User-agent: BingPreview
Allow: /

# ----- Allow DuckDuckGo (uses Bing index partly) -----
User-agent: DuckDuckBot
Allow: /
Disallow: /apply.html

# ----- Allow other non-Google search engines -----
User-agent: YandexBot
Allow: /

User-agent: Slurp
Allow: /

User-agent: Baiduspider
Allow: /

# ----- Block AI scrapers (protect content from LLM training) -----
User-agent: GPTBot
Disallow: /

User-agent: ChatGPT-User
Disallow: /

User-agent: OAI-SearchBot
Disallow: /

User-agent: CCBot
Disallow: /

User-agent: anthropic-ai
Disallow: /

User-agent: ClaudeBot
Disallow: /

User-agent: PerplexityBot
Disallow: /

User-agent: Amazonbot
Disallow: /

User-agent: FacebookBot
Disallow: /

User-agent: Applebot-Extended
Disallow: /

# ----- Default: allow all others with apply.html protected -----
User-agent: *
Disallow: /apply.html
Allow: /

# ----- Sitemap (for Bing and others) -----
Sitemap: https://zippaylater.com/sitemap.xml

# Well-known files
# Security contact: https://zippaylater.com/security.txt
# Team credits: https://zippaylater.com/humans.txt